How Much Will My Imaging Exam Cost? Understanding Insurance and Out-of-Pocket Costs

When your doctor orders an imaging exam, one of the first questions you might have is: How much will this cost? At TRA Medical Imaging, we believe in transparent pricing and helping you navigate the complexities of insurance coverage, out-of-pocket costs, and financial assistance options. Understanding these factors can empower you to make informed healthcare decisions.

Factors That Affect the Cost of an Imaging Exam

Several key factors determine the cost of your imaging exam, including:

• Type of Exam – Imaging procedures like X-rays, ultrasounds, MRIs, CT scans, and PET scans have different price points.
• Insurance Coverage – Your health insurance plan determines how much of the cost is covered and what you will owe.
• Deductibles & Copays – Depending on your insurance plan, you may need to meet a deductible before coverage applies.
• Location of Service – Imaging centers often have lower costs compared to hospital-based imaging services.
• Financial Assistance & Payment Plans – If you’re uninsured or underinsured, you may qualify for discounts or financial aid.

Does Insurance Cover My Imaging Exam?

Most health insurance plans, including Medicare, Medicaid, and private insurers, cover imaging exams that are deemed medically necessary. However, coverage varies, so it’s essential to check your benefits.

Steps to Verify Your Insurance Coverage

1. Contact Your Insurance Provider – Ask about your coverage for the specific imaging exam and whether TRA Medical Imaging is an in-network provider.
2. Confirm Prior Authorization – Some exams require pre-approval from your insurance company before scheduling.
3. Understand Your Out-of-Pocket Costs – Ask about deductibles, copays, or coinsurance to estimate what you’ll owe.

Understanding Out-of-Pocket Costs

If your imaging exam isn’t fully covered, here’s what to expect:

• Deductibles – The amount you must pay before insurance starts covering costs.
• Copayments – A fixed amount you pay for a covered service (e.g., $50 per imaging exam).
• Coinsurance – A percentage of the exam cost you must pay after meeting your deductible.

Affordable Imaging: Financial Assistance & Payment Plans

At TRA Medical Imaging, we are committed to making medical imaging accessible for all patients. If you’re concerned about costs, we offer:

• Discounted Self-Pay Pricing – Lower rates for patients without insurance.
• Flexible Payment Plans – Interest-free payment options to spread out costs.
• Financial Assistance Programs – You may qualify for reduced fees based on income and financial need.

How to Get a Cost Estimate

To get an estimate for your imaging exam, contact our billing team at TRA Medical Imaging. We can provide a range based on your insurance plan.

For an accurate estimate of what your out of pocket costs will be and to determine if you have met your deductible, co-insurance percentage due, and copays due, you will need to contact your insurance company and provide them with a CPT code for the exam you’re being referred for, as well as the Tax ID and NPI number for the imaging practice.

Get a Personalized Cost Estimate Today!

For pricing and financial guidance, call us 855-271-2416 or visit our website’s Financial Assistance page. Our team is here to help you understand your options and receive the imaging care you need.

Why Choose TRA Medical Imaging?

✅ Transparent Pricing
✅ High-Quality, Affordable Imaging
✅ Insurance & Payment Support
✅ Patient-Centered Care

Don’t let cost concerns prevent you from getting the medical imaging you need. Contact us today to learn more!